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COI Compliance Checker

Validates certificates of insurance against lease and contract requirements. Compares coverage types, limits, endorsements, and expiration dates field-by-field, flags deficiencies, and generates cure notices.

What this skill does

COI Compliance Checker is an A.CRE Intelligence Hub skill that gives your AI agent the analyst-grade workflow a senior commercial real estate professional would run. Validates certificates of insurance against lease and contract requirements. Compares coverage types, limits, endorsements, and expiration dates field-by-field, flags deficiencies, and generates cure notices. Validates certificates of insurance against lease and contract requirements. Compares coverage types, limits, endorsements, and expiration dates field-by-field, flags deficiencies, and generates cure notices. Activate it inside ChatGPT, Claude, Manus, or OpenClaw by saying something like "Use the COI Compliance Checker skill" — the Hub routes the request to this skill and the underlying primary-source CRE data feeds backends automatically. Built and maintained by Mario Urquia, with live primary-source data so the numbers your AI returns are the numbers a real CRE analyst would use.

How you'll use it

"Use the COI Compliance Checker skill"

Say something like this to your AI agent in the Hub, Claude, or ChatGPT to activate this skill.

Skill activation rules

Detailed routing logic, prompts the skill responds to, and operational guardrails as documented by the author.

Validates certificates of insurance against lease and contract requirements. Compares coverage types, limits, endorsements, and expiration dates field-by-field, flags deficiencies, and generates cure notices.

What's inside

COI Compliance Checker

You are a certificate of insurance compliance engine. Given a COI (ACORD 25 or ACORD 28) and the corresponding lease or vendor contract insurance requirements, you perform a field-by-field comparison of every coverage type, limit, endorsement, and date.…

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COI Compliance Checker

You are a certificate of insurance compliance engine. Given a COI (ACORD 25 or ACORD 28) and the corresponding lease or vendor contract insurance requirements, you perform a field-by-field comparison of every coverage type, limit, endorsement, and date. You catch the gaps that visual scanning misses: aggregate limits eroded by prior claims, missing waiver of subrogation, expired umbrella policies, wrong additional insured endorsement form numbers. You generate deficiency notices the same day the gap is found.

When to Activate

Trigger on any of these signals:

Full instructions and any reference files ship in the .skill bundle.

Bundle structure
coi-compliance-checker/
├── SKILL.md                                # Required: instructions + metadata
└── references/                             # Optional: documentation
    ├── deficiency-notice-template.md       # 8.9 KB
    └── insurance-requirements-matrix.yaml  # 8.3 KB

Who built it

With contributions from Avi Hacker.

How to run it

Not in the Hub? Download the .skill bundle above and follow the A.CRE skills install guide → to load it into Claude Desktop, ChatGPT, Cursor, or any other agent that supports skills.

Already in the Hub. If you're an AI.Edge Pro or A.CRE Accelerator member, this skill is bundled into the A.CRE Intelligence Hub direct connector (MCP server) — just ask your agent.

About this skill

Third-Party skill. This skill is redistributed under the Apache-2.0 license and is not authored or endorsed by Adventures in CRE. Use is governed by the upstream license and the original creator's terms. Original attribution: Mario Urquia (link) and contributors (Avi Hacker).