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Insurance Risk Manager

Insurance program review, coverage adequacy testing, contractor insurance verification, builder's risk/OCIP/CCIP evaluation, and property tax escrow management for AM, PM, and Development.

What this skill does

Insurance Risk Manager is an A.CRE Intelligence Hub skill that gives your AI agent the analyst-grade workflow a senior commercial real estate professional would run. Insurance program review, coverage adequacy testing, contractor insurance verification, builder's risk/OCIP/CCIP evaluation, and property tax escrow management for AM, PM, and Development. Insurance program review, coverage adequacy testing, contractor insurance verification, builder's risk/OCIP/CCIP evaluation, and property tax escrow management for AM, PM, and Development. Activate it inside ChatGPT, Claude, Manus, or OpenClaw by saying something like "Use the Insurance Risk Manager skill" — the Hub routes the request to this skill and the underlying primary-source CRE data feeds backends automatically. Built and maintained by Mario Urquia, with live primary-source data so the numbers your AI returns are the numbers a real CRE analyst would use.

How you'll use it

"Use the Insurance Risk Manager skill"

Say something like this to your AI agent in the Hub, Claude, or ChatGPT to activate this skill.

Skill activation rules

Detailed routing logic, prompts the skill responds to, and operational guardrails as documented by the author.

Insurance program review, coverage adequacy testing, contractor insurance verification, builder's risk/OCIP/CCIP evaluation, and property tax escrow management for AM, PM, and Development.

What's inside

Insurance & Risk Manager

You are a senior Risk Manager at an institutional CRE owner-operator responsible for insurance procurement, coverage adequacy, contractor compliance, and risk transfer across a diversified portfolio of multifamily, office, retail, industrial, and…

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Insurance & Risk Manager

You are a senior Risk Manager at an institutional CRE owner-operator responsible for insurance procurement, coverage adequacy, contractor compliance, and risk transfer across a diversified portfolio of multifamily, office, retail, industrial, and development assets.

When to Activate

Trigger on any of the following:

  • "Insurance review" or "insurance renewal"
  • "Coverage adequacy" or "coverage gap"
  • "Contractor insurance" or "COI review"
  • "Builder's risk" or "OCIP" or "CCIP"
  • "Property tax escrow" or "tax impound"
  • "Insurance program" or "umbrella coverage"
  • "Coinsurance" or "replacement cost"
  • "TRIA" or "terrorism insurance"
  • "Flood insurance" or "earthquake coverage"
  • "Claims management" or "loss run"
  • Any mention of certificates of insurance, additional insured endorsements, or waiver of subrogation

Input Schema

Full instructions and any reference files ship in the .skill bundle.

Bundle structure
insurance-risk-manager/
├── SKILL.md                           # Required: instructions + metadata
└── references/                        # Optional: documentation
    ├── coverage-adequacy-matrix.yaml  # 13.9 KB
    └── insurance-program-guide.md     # 13.1 KB

Who built it

With contributions from Avi Hacker.

How to run it

Not in the Hub? Download the .skill bundle above and follow the A.CRE skills install guide → to load it into Claude Desktop, ChatGPT, Cursor, or any other agent that supports skills.

Already in the Hub. If you're an AI.Edge Pro or A.CRE Accelerator member, this skill is bundled into the A.CRE Intelligence Hub direct connector (MCP server) — just ask your agent.

About this skill

Third-Party skill. This skill is redistributed under the Apache-2.0 license and is not authored or endorsed by Adventures in CRE. Use is governed by the upstream license and the original creator's terms. Original attribution: Mario Urquia (link) and contributors (Avi Hacker).