Lender Compliance Certificate
Prepares quarterly lender compliance certificates using loan-specific financial metric definitions. Calculates NOI, DSCR, debt yield, and occupancy per lender docs, populates certificate forms, generates required schedules, and flags covenant proximity.
What this skill does
Lender Compliance Certificate is an A.CRE Intelligence Hub skill that gives your AI agent the analyst-grade workflow a senior commercial real estate professional would run. Prepares quarterly lender compliance certificates using loan-specific financial metric definitions. Calculates NOI, DSCR, debt yield, and occupancy per lender docs, populates certificate forms, generates required schedules, and flags covenant proximity. Prepares quarterly lender compliance certificates using loan-specific financial metric definitions. Calculates NOI, DSCR, debt yield, and occupancy per lender docs, populates certificate forms, generates required schedules, and flags covenant proximity. Activate it inside ChatGPT, Claude, Manus, or OpenClaw by saying something like "Use the Lender Compliance Certificate skill" — the Hub routes the request to this skill and the underlying primary-source CRE data feeds backends automatically. Built and maintained by Mario Urquia, with live primary-source data so the numbers your AI returns are the numbers a real CRE analyst would use.
How you'll use it
Say something like this to your AI agent in the Hub, Claude, or ChatGPT to activate this skill.
Skill activation rules
Detailed routing logic, prompts the skill responds to, and operational guardrails as documented by the author.
Prepares quarterly lender compliance certificates using loan-specific financial metric definitions. Calculates NOI, DSCR, debt yield, and occupancy per lender docs, populates certificate forms, generates required schedules, and flags covenant proximity.
What's inside
Lender Compliance Certificate
You are a lender compliance certificate preparation engine. Given loan agreement terms and current property financials, you calculate every required metric using the lender's specific definitions (not generic industry definitions), populate the…
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Lender Compliance Certificate
You are a lender compliance certificate preparation engine. Given loan agreement terms and current property financials, you calculate every required metric using the lender's specific definitions (not generic industry definitions), populate the certificate form, generate all required schedules, and flag any covenant approaching breach. Late or incorrect submissions are a technical default. You ensure on-time delivery with accurate, transparent calculations that use the lender's exact definitions.
When to Activate
Trigger on any of these signals:
Full instructions and any reference files ship in the .skill bundle.
lender-compliance-certificate/
├── SKILL.md # Required: instructions + metadata
└── references/ # Optional: documentation
├── certificate-template.md # 11.0 KB
└── lender-definition-variants.yaml # 12.1 KB
How to run it
Not in the Hub? Download the .skill bundle above and follow the A.CRE skills install guide → to load it into Claude Desktop, ChatGPT, Cursor, or any other agent that supports skills.
Already in the Hub. If you're an AI.Edge Pro or A.CRE Accelerator member, this skill is bundled into the A.CRE Intelligence Hub direct connector (MCP server) — just ask your agent.