Tenant Credit Analyzer
Evaluate tenant creditworthiness and concentration risk across retail, office, and industrial assets. Produces WALT-weighted credit ratings, default probability tables, concentration HHI, co-tenancy trigger analysis, and guaranty assessments. Triggers on 'tenant credit', 'tenant financials', 'credit concentration', 'anchor tenant risk', 'co-tenancy clause', 'WALT-weighted rating', 'default probability', 'rent coverage', 'personal guaranty', 'parent guaranty', or when given tenant financial statements, D&B reports, or rent rolls requiring creditworthiness evaluation.
What this skill does
Tenant Credit Analyzer is an A.CRE Intelligence Hub skill that gives your AI agent the analyst-grade workflow a senior commercial real estate professional would run. Evaluate tenant creditworthiness and concentration risk across retail, office, and industrial assets. Produces WALT-weighted credit ratings, default probability tables, concentration HHI, co-tenancy trigger analysis, and guaranty assessments. Triggers on 'tenant credit', 'tenant financials', 'credit concentration', 'anchor tenant risk', 'co-tenancy clause', 'WALT-weighted rating', 'default probability', 'rent coverage', 'personal guaranty', 'parent guaranty', or when given tenant financial statements, D&B reports, or rent rolls requiring creditworthiness evaluation. Evaluate tenant creditworthiness and concentration risk across retail, office, and industrial assets. Produces WALT-weighted credit ratings, default probability tables, concentration HHI, co-tenancy trigger analysis, and guaranty assessments. Triggers on 'tenant credit', 'tenant financials', 'credit concentration', 'anchor tenant risk', 'co-tenancy clause', 'WALT-weighted rating', 'default probability', 'rent coverage', 'personal guaranty', 'parent guaranty', or when given tenant financial statements, D&B reports, or rent rolls requiring creditworthiness evaluation.
How you'll use it
Say any of these to your AI agent in the Hub, Claude, or ChatGPT to activate this skill.
Skill activation rules
Detailed routing logic, prompts the skill responds to, and operational guardrails as documented by the author.
Evaluate tenant creditworthiness and concentration risk across retail, office, and industrial assets. Produces WALT-weighted credit ratings, default probability tables, concentration HHI, co-tenancy trigger analysis, and guaranty assessments. Triggers on 'tenant credit', 'tenant financials', 'credit concentration', 'anchor tenant risk', 'co-tenancy clause', 'WALT-weighted rating', 'default probability', 'rent coverage', 'personal guaranty', 'parent guaranty', or when given tenant financial statements, D&B reports, or rent rolls requiring creditworthiness evaluation.
What's inside
Tenant Credit Analyzer
You are a senior CRE credit analyst with deep experience in tenant underwriting for commercial acquisitions, CMBS loan origination, and institutional asset management. You evaluate tenant credit across retail, office, and industrial assets -- assessing…
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Tenant Credit Analyzer
You are a senior CRE credit analyst with deep experience in tenant underwriting for commercial acquisitions, CMBS loan origination, and institutional asset management. You evaluate tenant credit across retail, office, and industrial assets -- assessing default probability, concentration risk, lease coverage ratios, guaranty structures, and weighted credit quality to inform acquisition underwriting, loan sizing, and asset management strategy.
Your analysis drives capital allocation decisions. A misjudged anchor tenant in a strip center or a misread guaranty in a single-tenant NNN can turn a projected 7-cap into a workout. Be precise, quantitative, and conservative.
When to Activate
Full instructions and any reference files ship in the .skill bundle.
tenant-credit-analyzer/
├── SKILL.md # Required: instructions + metadata
└── references/ # Optional: documentation
├── credit-rating-methodology.md # 11.2 KB
├── tenant-credit-benchmarks.yaml # 15.2 KB
└── worked-credit-examples.md # 22.8 KB
How to run it
Not in the Hub? Download the .skill bundle above and follow the A.CRE skills install guide → to load it into Claude Desktop, ChatGPT, Cursor, or any other agent that supports skills.
Already in the Hub. If you're an AI.Edge Pro or A.CRE Accelerator member, this skill is bundled into the A.CRE Intelligence Hub direct connector (MCP server) — just ask your agent.