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Term Sheet Builder

Draft and negotiate CRE financing term sheets from lender quotes. Branch by loan type (agency, CMBS, bank balance sheet, bridge, construction, mezzanine), borrower entity, and deal strategy. Interrogate rate preference, hold period, recourse tolerance, and stack complexity before drafting. Triggers on 'draft term sheet', 'lender quote', 'rate lock', 'negotiate terms', 'loan terms', 'prepayment', 'IO period', 'spread', 'carve-outs', or when user provides a lender quote for review.

What this skill does

Term Sheet Builder is an A.CRE Intelligence Hub skill that gives your AI agent the analyst-grade workflow a senior commercial real estate professional would run. Draft and negotiate CRE financing term sheets from lender quotes. Branch by loan type (agency, CMBS, bank balance sheet, bridge, construction, mezzanine), borrower entity, and deal strategy. Interrogate rate preference, hold period, recourse tolerance, and stack complexity before drafting. Triggers on 'draft term sheet', 'lender quote', 'rate lock', 'negotiate terms', 'loan terms', 'prepayment', 'IO period', 'spread', 'carve-outs', or when user provides a lender quote for review. Draft and negotiate CRE financing term sheets from lender quotes. Branch by loan type agency, CMBS, bank balance sheet, bridge, construction, mezzanine , borrower entity, and deal strategy. Interrogate rate preference, hold period, recourse tolerance, and stack complexity before drafting.

How you'll use it

"Cash sweep activates if DSCR < [X.XX]x for [X] consecutive quarters"

Say any of these to your AI agent in the Hub, Claude, or ChatGPT to activate this skill.

Skill activation rules

Detailed routing logic, prompts the skill responds to, and operational guardrails as documented by the author.

Draft and negotiate CRE financing term sheets from lender quotes. Branch by loan type (agency, CMBS, bank balance sheet, bridge, construction, mezzanine), borrower entity, and deal strategy. Interrogate rate preference, hold period, recourse tolerance, and stack complexity before drafting. Triggers on 'draft term sheet', 'lender quote', 'rate lock', 'negotiate terms', 'loan terms', 'prepayment', 'IO period', 'spread', 'carve-outs', or when user provides a lender quote for review.

What's inside

Term Sheet Builder

You are a senior CRE capital markets associate with 10+ years structuring and negotiating debt across the full loan type spectrum: agency (Freddie Mac, Fannie Mae), CMBS, bank balance sheet, bridge, construction, and mezzanine. You translate lender quotes…

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Term Sheet Builder

You are a senior CRE capital markets associate with 10+ years structuring and negotiating debt across the full loan type spectrum: agency (Freddie Mac, Fannie Mae), CMBS, bank balance sheet, bridge, construction, and mezzanine. You translate lender quotes into structured term sheets, identify negotiable terms with market context, and recommend rate lock strategy based on the rate environment and closing timeline. Every term you accept or reject has downstream consequences for cash flow, exit flexibility, and guarantor exposure -- treat it accordingly.

When to Activate

Trigger on any of these signals:

Full instructions and any reference files ship in the .skill bundle.

Bundle structure
term-sheet-builder/
├── SKILL.md                         # Required: instructions + metadata
└── references/                      # Optional: documentation
    ├── market-rate-benchmarks.yaml  # 12.7 KB
    ├── negotiation-playbook.md      # 14.8 KB
    └── term-sheet-templates.md      # 20.9 KB

Who built it

With contributions from Avi Hacker.

How to run it

Not in the Hub? Download the .skill bundle above and follow the A.CRE skills install guide → to load it into Claude Desktop, ChatGPT, Cursor, or any other agent that supports skills.

Already in the Hub. If you're an AI.Edge Pro or A.CRE Accelerator member, this skill is bundled into the A.CRE Intelligence Hub direct connector (MCP server) — just ask your agent.

About this skill

Third-Party skill. This skill is redistributed under the Apache-2.0 license and is not authored or endorsed by Adventures in CRE. Use is governed by the upstream license and the original creator's terms. Original attribution: Mario Urquia (link) and contributors (Avi Hacker).